Here are some financing no-sweat tips to amplify your money management game
Truth be told: financial management is taxing, much more so if one will do it without the right knowledge or tools. This is a collective struggle that even young adults have long faced and endured in the absence of experts’ help or lack of financial know-hows.
But as simple as budgeting for a week or month’s length does not have to be a chore. This can be true in the advent of technology where many banking platforms arise to aid this pressing problem.
Digital banking app Maya, for one, pioneers seamless financial management in one revolutionary application. This, together with these financing tips below, can make one’s money game strong, so make sure to put all these in practice to become your own master budgeteer.
Building up savings
Money goes as much as it stays, of course, depending on how people handle their finances. As that is the case, one will obviously benefit more from saving than spending recklessly. If there’s so much of a question where to start– significant cash is not really necessary. Maya offers a best-in-class savings account with regular interest of only 4% per annum, which can help one’s savings surge to unprecedented highs. This is made more interesting by a boosted rate of up to 10% p.a. for any deposit up to 10%.
Spend smarter
It’s time to quit that bad habit and start smartly allocating savings to things that yield. This April, Maya has a lot of exciting deals for its patrons to ride on and here’s a list:
- Get 5% cashback (up to P50) by purchasing apps or in-app subscriptions worth P500 on Google Play and checkout with Maya until May 5, 2023. One-time availability only.
- Shop and spend at least P3,000 on ZALORA to get 40% OFF when paying with Maya. Simply input the code PAYWITHMAYA upon checkout. Promo runs from April 29 to May 9, 2023.
- Game on and save up to P45 when using the promo codes MAYAML30 or MAYAML15 on Codashop and checkout with Maya. Top up from April 28 – May 29 to avail of the offer.
- Shop for family’s essentials on Edamama and get up to P1,450 off when checking out with Maya. Promo is valid until August 31, 2023.
- Grab all summer favorites on Pick.A.Roo and save up to P300 when checking out with Maya. Promo is valid until May 21, 2023.
- Buy a gift for mom on Mother’s Day like the queen she is and save up to P1,450 on FlowerStore.ph! Sale starts from April 24 to May 14, 2023.
- Get a chance to win a trip for 2 to Boracay when scan to pay with Maya at least P1000 in any Mercury Drug Center branch until June 15, 2023.
Paying bills on time
Cliche as it sounds but this remains golden especially for people who notoriously miss their deadlines for prioritizing things wrongly. Putting dues on top of all the settlements must be a habit since doing so can greatly alleviate unnecessary stress and daunting penalties come the billing dates.
With Maya, one will surely be compelled to settle bills on time since its reward system is offering amazing cashbacks. Paying a PLDT bill through Maya gives first-time users a P500 cashback. Existing PLDT bills payers, on the other hand, are rewarded with P200 cashback. Lastly, an P80 cashback is given if payers settle a minimum of P5,000 Platinum Creditplus loan.
True enough, the complex endeavor of budgeting is made easier with Maya’s comprehensive payment and money-management ecosystem. Its banking platform holds a higher degree of ease and convenience, making the daunting task of money management just a few taps easy.
Banner Art Paulo Correa
