How To Shop For Christmas Gifts On A Budget

Christmas is just around the corner, but there’s still time to shop for gifts and decorations. However, the expenses can quickly add up, leaving you feeling overwhelmed and financially stressed. With careful planning and these budgeting tips, we’ll help you and your wallet get through your holiday shopping unscathed.

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Prioritize Who to Purchase Gifts For

We understand that you might feel obliged to get something for everyone you know. Unless you’re financially capable, it’s only practical to prioritize people like your immediate family and close friends. Write down who you need to buy gifts for and what you’re getting them, so you don’t overspend.

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Track All Your Expenses

Just like you would track your everyday expenditure, you should also monitor how much you spend on gifts and holiday décor. Account for each purchase on a spreadsheet or budget tracking app and include extra expenses like shipping fees and wrapping supplies.

The Gift of Quality Time

While it would be nice to have a gift to unwrap, shared experiences and consumables would be a priceless alternative. Spend quality time with family or stick to consumables like gift cards and homemade Christmas desserts. It’s less wasteful and ensures nothing goes unused.

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Take Advantage of Sales

The wisest way to prepare for the holiday is to start shopping early to spread the expenses across a couple of months. But if that’s not possible, wait for sales and shop when items are at discounted prices. Be realistic about your gifting budget and stick to it.

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Do a Secret Santa

In case you’re on a tight budget, we suggest doing a Secret Santa or Kris Kringle instead. That way, you only need to buy a gift for one person. Just make sure it’s something they genuinely want to receive to make it extra meaningful.

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ALSO READ: 5 Tips That’ll Make Gift-Giving Easier and Safer This Christmas in Quarantine

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